Privacy

Privacy policy.

Placeholder. This page sets out the intended structure of the policy and must be completed and legally reviewed before the site goes live. Nothing here should be treated as final wording.

Who we are

Bright Penny [full legal name, company number and registered address to be added] operates this website and arranges commercial finance for UK businesses.

What we collect

When you send an enquiry we collect the details you give us: your name, business name, email address, phone number if provided, the kind of finance you're asking about, and anything you write in the message field.

How we use your details

We use your details to respond to your enquiry and, where you have ticked the consent box on the form, to look into finance options and arrange a facility for you.

Who we share your details with

To arrange finance we share the details you give us with lenders and finance partners we work with. We only share what's needed to look at your enquiry, and only where you have agreed to it on the form. [To be completed with legal review: the specific recipients, the legal basis for sharing, and the regulatory structure Bright Penny operates under.]

What we don't do

We don't sell your details and we don't add you to third-party marketing lists.

Legal basis, retention and your rights

[To be completed with legal review: lawful bases for processing, retention periods, data subject rights under UK GDPR, and how to complain to the ICO.]

Cookies and analytics

The site sets no analytics cookies unless you accept them in the cookie banner. If you accept, Google Analytics is loaded to help us understand how the site is used. You can change your mind at any time using the "Cookie settings" link in the footer. [Confirm final analytics tooling and cookie list before launch.]

Contact

Questions about this policy: hello@brightpenny.co.uk [confirm inbox].